We Support Mortgage Brokers, Not Banks

Commissioner Kenneth Hayne’s recommendations in his final report into misconduct in the banking industry has immediately jeopardised the survival of more than 17,000 small businesses across Australia.

That’s the number of mortgage brokers providing loans to mums and dads, who rely on upfront and trailing commissions paid by the lender to survive. Take those commissions away and make the borrower pay, and you will decimate the industry.

That’s tens of thousands of jobs, millions of dollars in tax revenue and much less competition for the big banks.

The recommendations have also jeopardised more than 100 small lenders in Australia – lenders that have shifted into regional areas to partially fill the void left by the big banks moving out. Those small lenders, including regional banks and credit unions, rely on mortgage brokers to reach customers.

The consequences of Hayne’s mortgage broker industry recommendations will be far-reaching for small businesses, consumers and our economy. And they won’t be positive.

There are several flaws in the Royal Commission report relating to the home lending market. Hayne shows little knowledge of how the mortgage market works.

The first flaw is a lack of understanding about what a mortgage broker does to earn his or her upfront and trailing commissions. A mortgage broker helps a customer select a home loan based on their financial situation, needs and ability to repay the loan. They compare loans, help the customer negotiate a lower interest rate and use their knowledge and contacts within the industry to find the most suitable deal.

Once the customer has decided on the best loan for them, mortgage brokers help customers fill out the loan form, liaises with solicitors before settlement and often do a full assessment of the credit-worthiness of the borrower. They are regularly responsible for chasing documents, such as pay slips, to verify eligibility. Then they submit it to the lender.

Once the lender approves the loan, the mortgage broker assists with the loan documentation, liaises with the lender, solicitors and anyone else involved in the transaction to allow the customer to get the money. No-one else in the home lending sector provides a single coordination point for all this.

Knowing what is going on in the market is very important if the customer wants the best deal. Which bank has the best deal for fixed-rate loans this week? What lender is looking for long term home loans? Who wants to lend to agri-businesses? Mortgage brokers know what’s going on in the market. Consumers don’t.

I can’t imagine someone walking into Commonwealth Bank and being refused a loan, only to hear the customer service representative suggest they go down the road to ANZ.

If the government undermines the mortgage broker community, there will be far fewer loans provided. Almost 60 percent of us use a mortgage broker. Take that service away and fewer people will buy houses. The Reserve Bank has already said the economy is vulnerable to shocks in the property market. The second flaw from Hayne recommends borrowers, not lenders, pay the upfront fee. It means the borrower will pay the fee twice.

At the moment, the mortgage brokers receive a commission paid by the lender and the customer gets the loan. Under Hayne’s recommendations, the borrower pays the fee and the bank gets to pocket what it used to pay the mortgage broker. Hayne didn’t tell the banks to reduce interest rates to make up for the additional money they’ve made on the home loan.

So customers will pay twice – once when they set up the loan and once when they pay the interest on the loan.

The only way around this is to force the banks to refund the fee to the borrower, or to have them charge a lower interest rate, at least for the first year. Hayne wants to punish the mortgage brokers and reward the banks.

The third flaw is that forcing the borrower to pay the upfront fee to mortgage brokers means families will take longer to buy a house. Already it’s very tough to save for the deposit, and have enough for stamp duty, administration fees, legal and other fees. Adding another cost up front will put home ownership out of people’s reach for longer, particularly first home buyers.

The fourth flaw from Commissioner Hayne’s recommendations on mortgage brokers is critical. If you undermine the mortgage brokers’ viability, smaller lenders lose access to customers and will start closing. The only winner will be the big banks.

Already the number of small lenders is shrinking. Excluding the big five banks – ANZ, Commonwealth Bank, NAB, Westpac and Macquarie Bank – there is half the number of lenders available to home loan customers than 12 years ago.

Regional banks and credit unions haven’t got the money to open up branches in Sydney or Melbourne or regional Western Australia or far north Queensland. They don’t need to because mortgage brokers do the job for them, helping them access thousands of customers.

If mortgage brokers become unviable, so too do dozens of lenders. Market power shifts back to the big banks and interest rates will go up. Customers lose out.

Just look across the ditch. No trail is available to mortgage brokers in New Zealand, but the upfront payment is almost twice as much as here. It’s not because the mortgage brokers are greedy. It’s because they need that much upfront commission to stay afloat.

Hayne has these recommendations wrong. The Government and Labor are blindly walking into a huge trap by abolishing trailing commissions. Bill Shorten and Scott Morrison need to consult with the industry before making these sweeping changes or they risk enormous fallout.

How water infrastructure can save the Murray-Darling Basin

There are two issues causing the majority of the problems we see with the Murray-Darling Basin, mismanagement and a lack of infrastructure.While Labor and Green politicians are saying we need to take more water out of the river system and flush it out to sea, One Nation is saying we need to build the infrastructure we need to make sure we have enough water for everyone.Let’s build the dams and other infrastructure we need to capture the water where it is abundant and see that it goes to the places that need it! You can read more about One Nation’s plan to protect Australians from droughts while helping keep our farmers and waterways prosperous and healthy here: www.onenation.org.au/policies/water-security/

Posted by Pauline Hanson's Please Explain on Monday, January 28, 2019

Use Water From The North To Save The Murray-Darling Basin

Australia’s water woes will be solved not by demonising our farmers and destroying our nation’s agricultural sector but by investing in water infrastructure and using human ingenuity to overcome adversity.

Due to a total lack of vision from our major parties we are now seeing thousands of gigalitres of water from monsoonal rains flowing into the ocean off Northern Queensland, while the southern regions of Australia go without.

People don’t realise but if we simply collected roughly one weeks’ worth of the water currently going to waste, flowing into the ocean, it would be enough to supply every irrigator in the Murray-Darling basin with water for a year.

One Nation believes we need to undertake a comprehensive nation building project, known as the Hybrid Bradfield Scheme, to increase the water storage capacity of inland Australia, by building more dams and upgrading existing infrastructure, so that this additional water can be redirected towards the areas of Australia that need it the most.

By implementing this Hybrid Bradfield Scheme we could drought proof many parts of Australia, help fix the water issues in the Murray Darling and offer new hydroelectricity projects for the country.

At last costing, the Hybrid Bradfield Scheme was set at $9 billion dollars. This is a pittance when the long term benefits of such a program are brought into the equation.

When you account for the amount of revenue that would be generated by the increased agricultural productivity and the additional power generated by the project, it would quickly pay for itself.

It will also create much needed jobs and grow the populations of our rural and regional communities.

It is time for people to accept our farmers are not the problem because they are more environmentally careful and more water efficient than at any other time in Australia’s history. They are part of the solution, not the problem and they need our support.

One Nation will again be taking this proposal for a Hybrid Bradfield Scheme as a policy to the next election.

We will deliver the nation building, water security infrastructure projects that this country is crying out for.

The other parties can have all the bridges and tunnels they want but if we don’t have the water infrastructure required for our survival our nation will starve.

Video Transcript

Paul Murray:                         Let’s finish off here with the very serious situation of what’s happening in the Murray-Darling, where yet again another example of the huge collection of fish that have died. Now again, this is one of those touch points where if you spend three hours talking about it you can’t get across all elements of this issue. But in and of itself, again, the Greenies believe that it is anyone who uses water to take care of their properties, to make sure that they can have any form of produce that is ruining the rivers, whereas, the minister responsible for regional water, Niall Blair in New South Wales, well, he makes a fairly good point which is, it’s difficult to flush through river systems when no rain is falling at all.

Niall Blair:                               There’s nothing that anyone has been able to point to, no scientists, no locals. No one has been able to point to anything else that could prevent something like this other than fresh water coming into the system, and we just don’t have that, and unfortunately with the weather conditions, the hot weather, and then the sudden drop in temperature, and the rain overnight, we’ve seen another fish kill today.

Paul Murray:                         Now, Janine, I’m not pretending that what is happening isn’t terrible. It’s a terrible thing to see, but it does make fairly obvious logic here that for water management, you need more of it falling from the sky.

Janine Perrett:                     Yes, I agree with that, but the word you said was management, it wasn’t just relying on God. There is management of this water system, and the question is, has there been mismanagement? Yes, you need water, but have they taken too much out? I don’t know, and I’m like maybe Pauline and some others who don’t want to believe the scientists. I’m happy to let the scientists from all sides get together. What I would love in this, is for once, this is a bipartisan issue. For goodness sake, can’t … Forget the Greens, because they’re out there. Why can’t Labour and Liberals get together, agree on a report, and at least say, it’s going to be somebody else’s problem on it? There has to be. We tried to do it with the Murray-Darling. It might prove to be simply a drought issue, but we need both sides to agree to look at it properly.

Paul Murray:                         Well, Pauline, why do you think this is happening?

Pauline Hanson:                  All right. You haven’t got enough water flowing through the system. What I’ve been pushing for is the Bradfield Scheme that comes from North Queensland, the Herbert, Tully, and the Burdekin Rivers, to actually direct it inland. Flood inland Queensland, flow down to the Murray-Darling, and run it through. What they’ve done, and I’ve been on three-day tour from bus from Victoria through New South Wales, to the mouth of the Murray-Darling, it has been mismanaged terribly, they’ve actually sold off the water. You’ve got international interests that are owning the water.

Janine Perrett:                     Yes.

Pauline Hanson:                  You’ve got an organisation, the Murray-Darling Management, has gone from 10 people up to over 300 people managing that. They’ve had the wetlands that they closed down in South Australia. There’s so much I can tell you about it. The wrong decisions that they’ve made. The Bradfield Scheme was priced. The last price they had was $9 billion, put that in, build the Bradfield Scheme. Water inland Queensland. Bring it from the Ord, water inland, Australia from the Ord Scheme as well, and bring water inland and flush out our river systems. That’s it. That’s what I’d be doing.

Paul Murray:                         It’s interesting though, Richo, where as important as this issue is, I can feel a certain eye glaze that kicks over because we’ve heard debates in and around Murray-Darling for a bloody long time here. People like Tony Burke, even Malcolm Turnbull at one point in time have all had some form of involvement in all of this. Just on the specifics though, of what the New South Wales Minister’s saying, how credible is it to say, I think correctly, but what do you think? If it doesn’t rain, it’s hard to move water around?

Graham R.:                             I agree. I don’t think there’s any magic wand you can wave over this, or silver bullet, or whatever, I just don’t think that that exists. I think the only solution is rain, and we’re just not getting any of that. It’s a terrible thing to watch, and I wish there was a fix, but I’ve not read of, or heard of a proper fix, so I’ll-

Janine Perrett:                     Well, at least Pauline’s got an idea. We’ve got floods up in North Queensland, instead of wasting $10 billion on an inland rail, boondoggle, perhaps we could have an inland irrigation system.

Graham R.:                             Turning rivers back the other way, is not as easy as it sounds.

Paul Murray:                         The Field … Bradfield, I think-

Janine Perrett:                     Would cost money.

Paul Murray:                         ..that the Bradfield Scheme’s not going-

Rowan:                                     But if Pauline’s-

Graham R.:                             That might be viable.

Rowan:                                     Pauline’s solution is putting forward … you’re using man’s ingenuity-

Janine Perrett:                     Exactly.

Rowan:                                     -to put more water into the river, rather than having, which the Greens and Labour, and the liberals unfortunately, are just trying to shuffle around the money, the water will be there. Can I just very quickly say, that I think the problem is the number of avocado farms to feed a lot the smashed avocado pate’s in the inner-city Green’s electorate, so …

Paul Murray:                         Well, if that’s Aussie produce I’m more than happy.

Pauline, thank you very much, along with Richo, Rowan and Janine. I’m looking forward to it again next week.

Pauline Hanson:                  Well …

Paul Murray:                         All right. I’ve got to go there, let’s take a-

Pauline Hanson:                  Can I say, Paul?

Paul Murray:                         Yeah, go for it Pauline, be quick.

Pauline Hanson:                  I’ve got something for you.

Paul Murray:                         Oh.

Pauline Hanson:                  I’ve got something for you Paul, see that?

Paul Murray:                         Yes.

Pauline Hanson:                  And Richo, you can have one also, if you’d like to put it up at the watermark.

Paul Murray:                         Excellent, send it to the office. There you go, the bar runner. I’ve got the guts to say what you’re thinking.

Pauline Hanson:                  Okay. Cheers.

Paul Murray:                         God love you, darling. All right, quick break, back with more, we’re going to go to the pub next.

Pauline Hanson says "Stuff the Governments" on their calls to cut power use

Blackouts have hit Victoria and warnings have been issued for other states because of a lack of base load power across Australia.WHY? Because our state and federal governments refuse to build coal fired power stations!We aren’t even at 28% renewable energy levels and yet our electricity grid is failing on hot and cold days.Imagine what will happen when Labor win government with the help of the Greens and our system fails weekly or worse still, daily because of their 50% renewable energy targets.I’m calling on people to use what ever power you want today. Run your air-conditioner at the temperature you feel most comfortable at. Do your washing as per normal. Stuff the Government! Today is our chance to prove to all Governments that we won’t bow to their rubbish and Australian’s deserve reliable, cheap electricity.Stuff them!#Auspol #OneNation #PaulineHanson #Power #StuffTheGovernment

Posted by Pauline Hanson's Please Explain on Thursday, January 24, 2019

Pauline Says “Stuff the Government” On Their Calls To Cut Power Use

Blackouts have hit Victoria and warnings have been issued for other states because of a lack of base load power across Australia.

WHY? Because our state and federal governments refuse to build coal fired power stations!

We aren’t even at 28% renewable energy levels and yet our electricity grid is failing on hot and cold days.

Imagine what will happen when Labor win government with the help of the Greens and our system fails weekly or worse still, daily because of their 50% renewable energy targets.

I’m calling on people to use what ever power you want today. Run your air-conditioner at the temperature you feel most comfortable at. Do your washing as per normal. Stuff the Government! Today is our chance to prove to all Governments that we won’t bow to their rubbish and Australian’s deserve reliable, cheap electricity.

Stuff them!

The worlds largest solar installation to take over prime agricultural land

As you're all aware, I've called for a Senate Inquiry into solar panels here in Australia. You can read the press release I put up this morning.I've been out inspecting what will be the largest solar installation in the world, established by what appears to be the Chinese Government and approved on prime agricultural land just outside Brisbane. Not only is it taking up perfectly good cattle country, but the panels will be installed in a well-known hail zone that flows into the Brisbane River and into the country's 3rd largest city's drinking supply.If cadmium and lead are as toxic as I'm led to believe, why would we risk an environmental catastrophe by positioning the worlds largest solar plant within close proximity to the Brisbane river? Wouldn't you think these heavy metals would leach into the water supply of 2 million people?I don't think the council has given this adequate consideration and I will be asking for the Mayor to give me a 'Please Explain'.#Auspol #OneNation #PaulineHanson #Solar #Kilcoy #Harlin

Posted by Pauline Hanson's Please Explain on Tuesday, January 22, 2019

Beef Kicked Out For Solar Farms

As you’re all aware, I’ve called for a Senate Inquiry into solar panels here in Australia. You can read the press release I put up this morning.

I’ve been out inspecting what will be the largest solar installation in the world, established by what appears to be the Chinese Government and approved on prime agricultural land just outside Brisbane.

Not only is it taking up perfectly good cattle country, but the panels will be installed in a well-known hail zone that flows into the Brisbane River and into the country’s 3rd largest city’s drinking supply.

If cadmium and lead are as toxic as I’m led to believe, why would we risk an environmental catastrophe by positioning the worlds largest solar plant within close proximity to the Brisbane river? Wouldn’t you think these heavy metals would leach into the water supply of 2 million people?

I don’t think the council has given this adequate consideration and I will be asking for the Mayor to give me a ‘Please Explain’.

Ban Baby Formula Exports

We're seeing reports across the country of baby formula being snatched up and sent back to China before Australian mothers can access it.With police busting a criminal network hiring people to buy the formula and send it overseas, you can be sure our mothers are missing out.If the government shores up our dairy industry again with prices farmers can make a buck out of, they’ll return to the industry and Australia will create surplus milk, which can be used to establish baby formula facilities that the growing Chinese population is craving.Our Government continues to allow dairies and other farming ventures to be sold off to Chinese companies who are simply shipping the fresh product by the planeload to China.

Posted by Pauline Hanson's One Nation Party on Thursday, January 24, 2019

Ban Baby Formula Exports

PAULINE Hanson has demanded a ban on exports of baby formula, revealing her daughter was hit by shortages created by China’s demand and international syndicates.

As police yesterday revealed they had busted an ­alleged criminal network that hired people to steal baby ­formula to sell overseas, the One Nation leader also called for more help to keep Australian dairy farmers afloat.

Senator Hanson has questioned why the Morrison Government was not doing more to sandbag local producers, which could meet demand for quality Australian products.

“We’ve known for a very long time that Chinese syndicates have been stripping shelves of supermarkets and chemists across the country in order to send the product overseas, where they’re getting more than double their money back and the Government have done nothing to curb the behaviour,’’ Senator Hanson told The Courier-Mail.

“My daughter went through enormous problems getting her hands on baby formula with her first son and the problem continued when she had her second because of this very issue.

“I don’t know why the Government haven’t taken steps to stop the export of baby formula, which is meant for Australian consumers,” she said.

“They could put a limit on international travellers taking the product overseas like Singapore and other countries have. They could also confiscate the product sent by airmail when scanning mail destined abroad.”

Senator Hanson said it could lead to greater ­exports overseas if there was also more support for dairy farmers.

“If they shore up our dairy industry again with prices farmers can make a buck out of, they’ll return to the industry and Australia will create surplus milk, which can be used to establish baby formula facilities that the growing Chinese population is craving.

“Our Government continues to allow dairies and other farming ventures to be sold off to Chinese companies who are simply shipping the fresh product by the planeload to China.”

All exports of Australian dairy products over 10kg require an export permit and health certificate.

The department does not regulate the mailing of small quantities of infant formula to China, or the re-export of foreign-made baby formula, such as A2.

A CUBBIE STATION INVESTIGATION

MASS FISH DEATH IN DARLING RIVERIn the past few months there have been two algal bloom events in the Darling River near Menindee which has killed hundreds of thousands if not millions of fish.Devastating. A real environmental disaster. The first event was triggered by a storm and this week a cold front which kills plants that decompose and in doing so take from the water the oxygen that fish need to survive.Much of the river system along the Murray Darling catchment area has been in drought for years so it has had little chance to be flushed out and rejuvenated.First to be blamed automatically is always Cubbie Station that is not allowed to take water from river flows and instead only harvest floodwaters that would have evaporated on the huge floodplains. Before Cubbie that water was wasted on the floodplain and did not flow south into the Darling.Cubbie has not been able to harvest any floodwater since 2016.This video I shot last September is shown so that you have the facts.Sadly, blindly blaming Cubbie means the real reason for the lack of water and algal bloom events is ignored and not addressed. And that means that no solution will be provided for the people in NSW suffering drought along the Darling.While the drought is starving our rivers of fresh rain events, the Murray Darling Basin Authority MDBA can be blamed for making the conditions worse for the environment and farmers.The MDBA allocates water without measuring or recording data on most river and creek flows. The MDBA is a bureaucratic nightmare that does little to protect the environment, makes water too expensive for farmers to purchase, devastates local communities and has allowed water to be traded for profit rather than used effectively to benefit all Australians.We need to restore regional Australia and regional towns and farms - the future of our food production.This is a security issue for all of Australia.Here’s some of what people need:• A Royal Commission into the Murray Darling Basin plan that contradicts solid scientific evidence;• Water allocations to be made on the basis of solid data from measuring water flows as is the case at Cubbie;• South Australia to be held accountable for the drains it has built starting in 1864 and through to the 1990’s that divert water from the Coorong and turn it into the current toxic environmental disaster. South Australia has to be held accountable for man-made changes to the Murray River mouth and Lake Alexadrina restored to its natural state like every other Australian coastal river system. There are South Australians who understand the real problem and the solutions that we listened to in 2017.• Dams to be built outside the Murray Darling Basin in coastal areas of high rainfall and water sent to the Darling River.The Murray Darling Basin Plan and bloated bureaucracy in the MDB Authority that has exploded almost ten fold in recent years is yet another example of Liberal-Labor-Nats failed governance with the tired old parties chasing Greens preferences.In early 2016 I listened to people in Queensland within the MDB and was shocked at the economic and social devastation they are enduring with worse to come at the hands of the Greens-fueled MDBA. My concern led to immediately organising bus travel for One Nation senators along the Murray to its mouth, listening to Victorians, New South Welshmen and South Australians. I had intended to drive the length of the Darling to listen to people across NSW and especially the people of Menindee Lakes and Broken Hill suffering from the drought but was knocked out of the senate before doing so.People along the Murray river are devastated with floods that the MDBA has caused and with shortages of water due to the MDBA.The current drought is severe yet not as severe as the Federation Drought of 1901 when the Murray River stopped flowing even though there were many, many fewer people living off and using its water back then.While it’s true that the Darling River has been dry many times in Australia’s history and that’s part of life in western NSW with many photos of paddlewheel boats stuck in the dry bed of the Darling River in the 1800s and early 1900s, that does not mean we should accept that - especially when the technology is available to solve and prevent this from recurring.We understand and empathise with the people suffering along the Darling and especially in Menindee. Yet people need more than empathy. People need Australia’s support to identify the root cause of the problems and then support in building the solutions needed to prevent recurrence of their trauma.--------------------------------------------------------------------Original text with video release---------------------------------------------------------------------A CUBBIE STATION INVESTIGATIONSHARE WITH FRIENDS https://youtu.be/94O-RG44OmsLast July I invited people to submit questions about Cubbie Station and promised to ask these on a future visit to get the facts.Last month I visited Cubbie armed with a list of questions received and a far longer list of my own questions. This recent trip followed on from my visit in early 2017.The video explains what I uncovered.Here are some key points:• Cubbie has no river water allocation.• Cubbie only harvests water from floods above a certain river height and water flow quantity.• Each time Cubbie wants to harvest water it must get permission from the state government.• There is currently no water at Cubbie due to the drought.• There are no crops currently planted at Cubbie due to no water.• The Culgoa River is dry above Cubbie – and dry below Cubbie.• Cubbie does not stop water getting to the Darling River.As with many properties and towns in western Queensland and NSW, Cubbie has a weir for domestic and stock consumption. This is NOT a dam. The amount of water in the weir is similar to that in other properties' weirs and is minuscule. It’s not enough for irrigation and does not stop water getting to the Darling.• Independent engineers check and verify Cubbie’s designs of water channels and cells and other engineering before state government approves construction• Cubbie is well designed environmentally• Earlier this year during a flood Cubbie was given permission to harvest water yet declined because it thought that the water would be better used in the environment• Cubbie understands that the health of the neighbouring environment is essential for Cubbie’s long-term future sustainability• Cubbie shows leadership in how to manage a water basin because it accurately measures water flows. This practice needs to quickly spread across the Murray-Darling Basin because currently many water allocations are decided arbitrarily and do needless damage to farming and to the natural environment. This will help the environment and all human users of water.• Cubbie is a pioneering and visionary engineering marvel that needs to be applauded for converting low productivity land to high productivity in a way that is sustainable and in harmony with the natural environment.Additional points:• The Greens misrepresent Cubbie. Like other properties and towns in western Queensland Cubbie has a weir on the river for domestic and stock water. This is entirely normal. The Greens misrepresent Cubbie's weir as a dam when it is not• Cubbie does not use the weir for irrigation because the quantity of water in the weir is minuscule• Whenever the Greens make a claim we must give their words and intent close scrutiny. Their use of misrepresentations wrapped in emotion is destroying our country’s productivity and the sharing of our country’s potential wealth with 25 million people• To get our country back on its feet for the benefit of all Australians we must support visionary projects such as Cubbie• We need to spread the remarkable achievements of Cubbie and its people. I do• We need to appreciate and commend the late Des Stevenson’s pioneering vision. I doWHEN FACTS REPLACE IDEOLOGY & IGNORANCE THE RESULT IS BETTER DECISIONS.The first step in caring for a river basin, or an animal, or a person, or a community, or a region, or a state, or a nation or a planet is to get the facts and data.Those who do not bother to get the facts or who ignorantly misrepresent things, show that they do not care.The Greens do not care about the environment.When their decisions and claims hurt people’s livelihoods it shows Greens do not care about people.Thank you to the people who raised issues about Cubbie. It stimulated me to get a deeper understanding and now I am even prouder to support this visionary and pioneering project and the people who make a livelihood from Cubbie – especially in southern Queensland.Thank you to Michael Stewart a farmer at Mondure six hours north of Cubbie who spoke first-hand to me of the realities of Cubbie and correctly classed it as an engineering marvel.

Posted by Malcolm Roberts - Pauline Hanson's One Nation on Wednesday, January 9, 2019

Malcolm Roberts Slams MDBA for Murray Darling Fish Deaths

In the past few months there have been two algal bloom events in the Darling River near Menindee which has killed hundreds of thousands if not millions of fish.

It is devastating. A real environmental disaster. 

The first event was triggered by a storm and this week a cold front which kills plants that decompose and in doing so take from the water the oxygen that fish need to survive.

Much of the river system along the Murray Darling catchment area has been in drought for years so it has had little chance to be flushed out and rejuvenated.

First to be blamed automatically is always Cubbie Station that is not allowed to take water from river flows and instead only harvest floodwaters that would have evaporated on the huge floodplains. Before Cubbie that water was wasted on the floodplain and did not flow south into the Darling.

Cubbie has not been able to harvest any floodwater since 2016.

This video I shot last September is shown so that you have the facts.

Sadly, blindly blaming Cubbie means the real reason for the lack of water and algal bloom events is ignored and not addressed. And that means that no solution will be provided for the people in NSW suffering drought along the Darling.

While the drought is starving our rivers of fresh rain events, the Murray Darling Basin Authority MDBA can be blamed for making the conditions worse for the environment and farmers.

The MDBA allocates water without measuring or recording data on most river and creek flows. The MDBA is a bureaucratic nightmare that does little to protect the environment, makes water too expensive for farmers to purchase, devastates local communities and has allowed water to be traded for profit rather than used effectively to benefit all Australians.

We need to restore regional Australia and regional towns and farms – the future of our food production.

This is a security issue for all of Australia.

Here’s some of what people need:

  • A Royal Commission into the Murray Darling Basin plan that incorporates solid scientific evidence;
  • Water allocations to be made on the basis of solid data from measuring water flows as is the case at Cubbie;
  • South Australia to be held accountable for the drains it has built starting in 1864 and through to the 1990’s that divert water from the Coorong and turn it into the current toxic environmental disaster. South Australia has to be held accountable for man-made changes to the Murray River mouth and Lake Alexadrina restored to its natural state like every other Australian coastal river system. There are South Australians who understand the real problem and the solutions that we listened to in 2017.
  • Dams to be built outside the Murray Darling Basin in coastal areas of high rainfall and water sent to the Darling River.

The Murray Darling Basin Plan and bloated bureaucracy in the MDB Authority that has exploded almost ten fold in recent years is yet another example of Liberal-Labor-Nats failed governance with the tired old parties chasing Greens preferences.

In early 2016 I listened to people in Queensland within the MDB and was shocked at the economic and social devastation they are enduring with worse to come at the hands of the Greens-fueled MDBA. My concern led to immediately organising bus travel for One Nation senators along the Murray to its mouth, listening to Victorians, New South Welshmen and South Australians. I had intended to drive the length of the Darling to listen to people across NSW and especially the people of Menindee Lakes and Broken Hill suffering from the drought but was knocked out of the senate before doing so.

People along the Murray river are devastated with floods that the MDBA has caused and with shortages of water due to the MDBA.

The current drought is severe yet not as severe as the Federation Drought of 1901 when the Murray River stopped flowing even though there were many, many fewer people living off and using its water back then.

While it’s true that the Darling River has been dry many times in Australia’s history and that’s part of life in western NSW with many photos of paddlewheel boats stuck in the dry bed of the Darling River in the 1800s and early 1900s, that does not mean we should accept that – especially when the technology is available to solve and prevent this from recurring.

We understand and empathise with the people suffering along the Darling and especially in Menindee. Yet people need more than empathy. People need Australia’s support to identify the root cause of the problems and then support in building the solutions needed to prevent recurrence of their trauma.

A CUBBIE STATION INVESTIGATION

This text originally accompanied the video that heads this article.

SHARE WITH FRIENDS https://youtu.be/94O-RG44Oms

Last July I invited people to submit questions about Cubbie Station and promised to ask these on a future visit to get the facts.

Last month I visited Cubbie armed with a list of questions received and a far longer list of my own questions. This recent trip followed on from my visit in early 2017.

The video explains what I uncovered.

Here are some key points:

  • Cubbie has no river water allocation.
  • Cubbie only harvests water from floods above a certain river height and water flow quantity.
  • Each time Cubbie wants to harvest water it must get permission from the state government.
  • There is currently no water at Cubbie due to the drought.
  • There are no crops currently planted at Cubbie due to no water.
  • The Culgoa River is dry above Cubbie – and dry below Cubbie.
  • Cubbie does not stop water getting to the Darling River.

As with many properties and towns in western Queensland and NSW, Cubbie has a weir for domestic and stock consumption. This is NOT a dam. The amount of water in the weir is similar to that in other properties’ weirs and is minuscule. It’s not enough for irrigation and does not stop water getting to the Darling.

  • Independent engineers check and verify Cubbie’s designs of water channels and cells and other engineering before state government approves construction
  • Cubbie is well designed environmentally
  • Earlier this year during a flood Cubbie was given permission to harvest water yet declined because it thought that the water would be better used in the environment
  • Cubbie understands that the health of the neighbouring environment is essential for Cubbie’s long-term future sustainability
  • Cubbie shows leadership in how to manage a water basin because it accurately measures water flows. This practice needs to quickly spread across the Murray-Darling Basin because currently many water allocations are decided arbitrarily and do needless damage to farming and to the natural environment. This will help the environment and all human users of water.
  • Cubbie is a pioneering and visionary engineering marvel that needs to be applauded for converting low productivity land to high productivity in a way that is sustainable and in harmony with the natural environment.

Additional points:

  • The Greens misrepresent Cubbie. Like other properties and towns in western Queensland Cubbie has a weir on the river for domestic and stock water. This is entirely normal. The Greens misrepresent Cubbie’s weir as a dam when it is not
  • Cubbie does not use the weir for irrigation because the quantity of water in the weir is minuscule.
  • Whenever the Greens make a claim we must give their words and intent close scrutiny. Their use of misrepresentations wrapped in emotion is destroying our country’s productivity and the sharing of our country’s potential wealth with 25 million people
  • To get our country back on its feet for the benefit of all Australians we must support visionary projects such as Cubbie
  • We need to spread the remarkable achievements of Cubbie and its people. I do
  • We need to appreciate and commend the late Des Stevenson’s pioneering vision. I do

WHEN FACTS REPLACE IDEOLOGY & IGNORANCE THE RESULT IS BETTER DECISIONS.

The first step in caring for a river basin, or an animal, or a person, or a community, or a region, or a state, or a nation or a planet is to get the facts and data.

Those who do not bother to get the facts or who ignorantly misrepresent things, show that they do not care.
The Greens do not care about the environment.

When their decisions and claims hurt people’s livelihoods it shows Greens do not care about people.

Thank you to the people who raised issues about Cubbie. It stimulated me to get a deeper understanding and now I am even prouder to support this visionary and pioneering project and the people who make a livelihood from Cubbie – especially in southern Queensland.

Thank you to Michael Stewart a farmer at Mondure six hours north of Cubbie who spoke first-hand to me of the realities of Cubbie and correctly classed it as an engineering marvel.

Help One Nation Get Australia Out of the United Nations

The United Nations is a con.They've come to the conclusion that Australia and similar countries need to contribute to a fund to the tune of $100 Billion per year to support their crusade against climate change. What a joke!It's time to STOP taking money out of Australia and START putting it towards Australians.

Posted by Steve Dickson - Pauline Hanson's One Nation on Monday, December 17, 2018

#AusExit – One Nation says pull out of Paris Accord & UN

The United Nations is a con.

They’ve come to the conclusion that Australia and similar countries need to contribute to a fund to the tune of $100 Billion per year to support their crusade against climate change. What a joke!

It’s time to STOP taking money out of Australia and START putting it towards Australians.

Australia’s economy will be among the worst hit by the Paris climate change agreement, enduring slower growth, fewer jobs and a “notable” 6% slump in exchange rate according to a new report published in today’s Australian.

That’s before Labor almost doubles the current Government’s renewable energy target to 45 – 50%.

Mark my words, we are fools to remain a signatory to this industry / jobs and economy destroying Paris Agreement.

Donald Trump had the sense to remove America from the list of participating countries and it’s about time Australia did the same.

Instead, our politicians have swallowed the scaremongering of former Climate Commissioner Tim Flannery.

In 2005, Flannery predicted Sydney’s dams could be dry in as little as two years because global warming was drying up the rains, leaving the city “facing extreme difficulties with water”.

RUBBISH

In 2008, Flannery said: “The water problem is so severe for Adelaide that it may run out of water by early 2009.”

AGAIN RUBBISH

In 2007, Flannery predicted cities such as Brisbane would never again have dam-filling rains, as global warming had caused “a 20 percent decrease in rainfall in some areas” and made the soil too hot, “so even the rain that falls isn’t actually going to fill our dams and river systems … “.

MORE RUBBISH

When we listen to the advice of people who’s claims have repeatedly not been true, everyone in Australia suffers.

Pauline Hanson calls for a Cane Toad Cull

Last week I wrote to the Prime Minister suggesting a cane toad cull with the help of the public. There are over 200 million of these vermin cane toads across the country.Since their misguided introduction to deal with cane beetle in the North Queensland town of Gordonvale in 1935, cane toad numbers have exploded beyond the borders of Queensland and are having an enormous effect on native Australian species.Unlike native frogs that lay between 1,000 and 2,000 eggs during their breeding cycle, toads will lay between 8,000 and 35,000.Their poisonous toxin is deadly to many native species including lizards, quolls, dingoes and crocodiles. Adult cane toads will eat almost anything it can fit in its mouth, including dead animals and pet food scraps. Their appetite knows no boundaries.While I recognise the federal governments $2 million dollar research into cane toads in 2008, it is clear to most Australians, no solution was found to eradicate their existence.When rabbits plagued our nation, a sizeable reward was posted for the biological control of the species. Other invasive species such as European carp have been eradicated from waterways using biological measures and I believe it is time our Federal Parliament takes a swift, bipartisan approach into the eradication of this pest species.I have encouraged the Prime Minister to introduce a 3 month bounty over the Summer months to help reduce the breeding numbers throughout Queensland, New South Wales, the Northern Territory and Western Australia.A 10 cent reward for the collection of each cane toad, I believe would encourage most Australians living with the pest to take an active roll in reducing their numbers until a biological measure is developed.#Auspol #OneNation #PaulineHanson #CaneToads #Queensland #Pest

Posted by Pauline Hanson's Please Explain on Tuesday, January 8, 2019

Pauline Hanson Calls to Exterminate Cane Toads

Last week I wrote to the Prime Minister suggesting a cane toad cull with the help of the public.

There are over 200 million of these vermin cane toads across the country.

Since their misguided introduction to deal with cane beetle in the North Queensland town of Gordonvale in 1935, cane toad numbers have exploded beyond the borders of Queensland and are having an enormous effect on native Australian species.

Unlike native frogs that lay between 1,000 and 2,000 eggs during their breeding cycle, toads will lay between 8,000 and 35,000.

Their poisonous toxin is deadly to many native species including lizards, quolls, dingoes and crocodiles. Adult cane toads will eat almost anything it can fit in its mouth, including dead animals and pet food scraps. Their appetite knows no boundaries.

While I recognise the federal governments $2 million dollar research into cane toads in 2008, it is clear to most Australians, no solution was found to eradicate their existence.

When rabbits plagued our nation, a sizeable reward was posted for the biological control of the species. Other invasive species such as European carp have been eradicated from waterways using biological measures and I believe it is time our Federal Parliament takes a swift, bipartisan approach into the eradication of this pest species.

I have encouraged the Prime Minister to introduce a 3 month bounty over the Summer months to help reduce the breeding numbers throughout Queensland, New South Wales, the Northern Territory and Western Australia.

A 10 cent reward for the collection of each cane toad, I believe would encourage most Australians living with the pest to take an active role in reducing their numbers until a biological measure is developed.

Here’s my letter to the Prime Minister:

Australia is Taking a Stand Against the United Nations

The UN is now condemning all countries that don't agree with their Global Compact. One Nation played a big part in Australia's pushback against them, with many countries around the world now following Australia's lead, waking up and bowing out.The UN or any other foreign entity should never have power over Australia and our decisions as a country.We need One Nation protecting our voices.

Posted by Steve Dickson - Pauline Hanson's One Nation on Tuesday, December 11, 2018

Australia Takes A Stand Against UN

The UN doesn’t look out for Australia’s interests so why should we be dictated to by them?

No one in Government would be talking about rejecting the UN if we didn’t have the guts to say what you’re thinking.

The UN is now condemning all countries that don’t agree with their Global Compact. One Nation played a big part in Australia’s pushback against them, with many countries around the world now following Australia’s lead, waking up and bowing out.

The UN or any other foreign entity should never have power over Australia and our decisions as a country.

We need One Nation protecting our voices.

Pauline Hanson calls for a Royal Commission into Family Law

PAULINE HANSON CALLS FOR A ROYAL COMMISSION INTO FAMILY LAWYesterday I spoke with Chris Smith on 2GB about my involvement this week with the public hearings into the Federal Circuit and Family Courts of Australia Bill 2018.Before Parliament wrapped up last week, I put forward my strong belief that we must have a Royal Commission into Family Law. I've even gone as far as asking the Prime Minister personally if he will support me.I know there are many people who would get behind my push, so please throw your weight behind the idea and contact the PM's office and ask him to get on board.His office number is (02) 9523 0339. I'm sure he would dearly love to hear from you all for some encouragement.#Auspol #OneNation #PaulineHanson #ChrisSmith #AlanJonesA

Posted by Pauline Hanson's Please Explain on Wednesday, December 12, 2018

Family Law Pushing Parents to Suicide

Pauline Hanson spoke with Chris Smith on 2GB about her involvement this week with the public hearings into the Federal Circuit and Family Courts of Australia Bill 2018.

Before Parliament wrapped up last week, One Nation put forward our strong belief that we must have a Royal Commission into Family Law.

We’ve even gone as far as asking the Prime Minister personally if he will support us.

we know there are many people who would get behind our push, so please throw your weight behind the idea and contact the PM’s office and ask him to get on board.

His office number is (02) 9523 0339. we’re sure he would dearly love to hear from you all for some encouragement.

Interview Transcript

Chris:                                         If there’s one issue guaranteed to generate emotion and anger, it’s the family law system. Mention it on air and you’re inundated on both sides. And, because of the emotion, and because children are often involved, it is very difficult to separate fact from fiction. Earlier this year, in a bid to help ease the situation, the Federal Government announced a proposal to combine the Family Court with the Federal Circuit Court. Now, the plan was announced by Attorney General Christian Porter, who said at the time, “This significant structural change is designed to dramatically increase the number of family law matters finalised each and every year, and reduce the backlog of unresolved cases on hand at any one time.” He said, “The purpose of the reform is to ensure Australian families experience shorter waiting times, and a reduction in the potential conflict caused by prolonged and acrimonious family disputes.”

Chris:                                         Now, at the moment, committee hearings on the proposed merger are taking place. So far this week they’ve been in Perth, but the focus now is on the east coast. And attending those hearings is One Nation leader Pauline Hanson. Now, Senator Hanson says while this plan, which had been due to take effect from the 1st of January, by the way, but is now more likely to start in March or April, will help with delays, it’s really just the tip of the iceberg.

Chris:                                         Pauline Hanson wants a Royal Commission into the family law system. She’s called on the government to acknowledge the discriminatory aspects of the family law system contribute to the increase in male suicide rates over Christmas. The terms of reference of her proposed inquiry would include: the conduct of lawyers and the cost of legal advice; the adequacy of legal aid and its budget; the cost of transcripts of court proceedings; the costs, adequacy, and effectiveness of supervised visitation; the conduct and cost of those providing expert advice, including psychologists; the cost and cause of delays; the use of courts at night; the effectiveness and efficiency of the child support system; suicides related to the children’s support and family court systems; and the experience of children.

Chris:                                         Senator Pauline Hanson is on the line right now. Pauline, thank you very much for your time this morning.

Pauline Hanson:                  My pleasure. Thank you, Chris, for having me on.

Chris:                                         How long has this issue been a concern for you, and why?

Pauline Hanson:                  Since 1996, when I first went into Parliament then, it was the biggest issue that came across my desk. And it does with any politician. You said once you bring it up on radio the phone calls come in. No different for politicians. Everyone knows that it’s a huge problem, but they just push it to one side because what can you do about it? It’s too big an issue to deal with.

Chris:                                         It becomes almost too hard for them. Now, I don’t want to intrude on your personal life, but it is relevant. You’re a divorcee. You’ve been through the system yourself. How would you describe your experience?

Pauline Hanson:                  I didn’t have that much of a problem with it, myself personally, but I’ve been through it with two of my sons. And I’m going through it with one of my sons now at the moment, for the past three years. I’ve been very concerned about my sons’ wellbeing, and trying to deal with it through the court system, representing himself. So it’s been extremely difficult for him. I’ve given him the assistance, support, and financial assistance through the trial. It’s extremely hard. I’ve got people pulling me up when I’m doing my shopping. I’m talking to men who are actually at the end of their tether. I’m very concerned about them. It’s absolutely disgusting. Not only that, it’s the children that are lied to by the parents. They’re denied the right to see their parents, either one, the father or the mother. I think that the solicitors and lawyers out there, what they charge their clients, I think it’s disgusting. And it just goes on and on and on.

Chris:                                         This proposal to merge the two courts, I got the impression when I heard this from the minister, that he’s simplifying what is a very complex issue. And when you go through the list of items that you want addressed in a Royal Commission, and I’ve just gone through that in the introduction of the interview, you start to understand how complex it is. There are so many issues that need to be tackled. It’s not just about putting two courts together, is it?

Pauline Hanson:                  No, it’s not. It’s a start. And you’ll find that a lot of the judges are actually agreeing with it to streamline. And the barrister association are actually saying it does need streamlining. We need a one stop pathway for it to actually submit their paperwork to it. But it’s just not that. What they’re trying to do is get rid of the family law court. So there won’t be any more family judges after the last one finishes up at the age of 17, about 2038, ’39. So, therefore, they’re going to bring all of those family law court judges out of the Federal Circuit Court. The Federal Circuit Court judges don’t only handle family law. They handle all other aspects. A lot of the cases have to do with migration, plus other cases. So they’re not expertise in that area. I’m not taking away from judges. There are some that are. But their workloads. You’ll have some judges that will hear at least 10 cases an hour, just going through it.

Pauline Hanson:                  So, judges need to be alleviated, relieved of some of the mentions and some of the minor details that can be taken up by registrars. So they need to put more registrars on, open up the night court. See, we’ve got a backlog in the family law court of 3,000 cases, and under the Federal Circuit Court, 16,800 backlog cases.

Chris:                                         Wow.

Pauline Hanson:                  You’ve got 12 to 18 months before a case can come before the court system [crosstalk 00:06:15].

Chris:                                         And the longer those things go, Pauline, the more it damages the existing relationship between couples. And then the paradigm of children being caught in the middle of it all. And it just compounds the problem, doesn’t it?

Pauline Hanson:                  It does. And the big problem here also is child support. The child support agency has failed, and it’s not doing its job. And that’s the biggest problem that I hear from people as well. So that needs to be sorted out.

Chris:                                         You also say there are judges in the system with no experience of family law. How can that be?

Pauline Hanson:                  Look, they’ve got a touch of it but they’re not totally experienced. And that’s why they were saying in the evidence that’s been given, ’cause I’m now going around Australia. We’ve been to Perth, Adelaide, Sydney today, Brisbane tomorrow, Townsville on Friday, to hear submissions from people with regards to the family law court, and if this bill is going to work. The thing is that they’re worried about if we’re going to lose that experience. And they’re saying if you’re actually going to get rid of the family law courts, you’re going to lose those experiences. ‘Cause a lot of the barristers and solicitors will not go on to become judges in this area, because their work load is too heavy, too stressful. So we need to look at that. We don’t want to throw the baby out with the bathwater. But we need to get it right if we’re going to make these changes. Now, they’re saying that streamlining is going to help. But, I’m concerned now, are we doing the right thing? So I’m going to proceed with it.

Pauline Hanson:                  I’ve also presented to the Prime Minister, and I said to him personally, “You’ve got to go for a Royal Commission into the family law.”

Chris:                                         What was his reaction?

Pauline Hanson:                  He said, “Let me think about it.” Now, I’ve taken other ideas to the government which they’ve taken up. My pension scheme, putting a pipeline for Townsville, defence contracts. I hope they listen to me with this one, because it’s a big issue, effects too many people. And as you said in your opening statement about my comments, at this time of the year, and on Father’s Day we have a lot of suicides with regards to men who are not seeing their children, to do with family law court matters. Please, and I beg people out there, if you know a father out there who doesn’t see his children, who’s depressed over this time of the year, please invite them to spend Christmas Day with you, because I’m very concerned. I don’t want to see another man, or a female, or a mother, who doesn’t see their children at this special time of the year.

Chris:                                         Do you think that the family law decisions more often than not are still weighted against the man?

Pauline Hanson:                  Yes.

Chris:                                         And this is what you’re getting from and gleaning from those who come to you to talk to you about family law?

Pauline Hanson:                  Yes. What is happening is that a lot of women are using these domestic violence orders against the men to help their cases. The fathers don’t get to see the children. The fathers have been fighting these DVO’s. There are actually a lot of them now, bringing false allegations of sexual abuse, which is untrue. The fathers are up against a lot.

Pauline Hanson:                  And of course the courts have to protect the women. And I understand that, because of the 72 women who have been murdered in this last year. But there’s also a lot more male suicides because of it. So it’s a huge, big problem.

Chris:                                         Don’t we need a process by which you can get two sides together in a room? A conciliation, negotiator process, which does happen from time to time, but not happen enough. Because legal practitioners tell me when I raise this subject on air, on my afternoon programme, they tell me time and time again that these are far more effective at getting down to the nub of the issues between the two sides both in terms of property and custody, and it makes a great deal of sense, and then you steer people away from having to fork out exorbitant legal fees.

Pauline Hanson:                  Correct. I’ve actually been working with different organisations that for the last couple of years has been in Parliament. I presented a plan to the Attorney General last week, and it’s basically this, where you actually work together on a [inaudible] mediation that you come to a decision. Now it can be on property and then it can actually do it in the parenting. So the parents actually have to come to an agreement. So the first one who puts the case forward, say they want to go through this process, the other has 30 days to respond to it before it then goes to the court. [crosstalk]

Chris:                                         And then you relieve the pressure on all those judges and courts, Pauline.

Pauline Hanson:                  That’s the answer. That’s the answer to it. And that’s what I’ve presented to the Attorney General. He’s having a look at it at the moment. So I’m trying to come up with ideas and ways that we can actually get it out of the court system. The actual cost of a trial in the family law is about $110,000. In the Federal Circuit Court it’s about $30,000. These are figures just today. You know that 25,000 cases that comes before the courts. The Western Australia has a totally different system, whereas the state government, the state has a say in the family law court, but the magistrate has unlimited powers. They don’t have that around the rest of the country. Everyone looks at the WA way of doing things as the ideal way of dealing with [crosstalk 00:11:20].

Chris:                                         So we could learn from that system, could we?

Pauline Hanson:                  Yes we can. And that’s why even other solicitors and judges around the country hold up the WA systems. And the judges come down with a decision, they have to, within three months. You’ll find that around the country, a lot of decisions are not handed down sometimes for a year, and at some cases even up to even four years.

Chris:                                         That’s frustrating.

Pauline Hanson:                  Exactly right. That’s why people are fed up with it. So I’m trying. These women out there. Please, being a divorced mum myself. The kids only have one mum, one dad. You may have your differences. You were once together. You’ve made the beautiful child. Please, in the interest of the child and each other, get together. Work out your differences. Allow the parents to see the children.

Chris:                                         Don’t use them to hurt your partner.

Pauline Hanson:                  As pawns, exactly right.

Chris:                                         Good luck. You’re on the right case, because as I said at the very beginning, the phones go hot on this subject. There is too much disfunction in the family law court system, and it’s got to change. Pauline, thank you very much for your time.

Pauline Hanson:                  [inaudible] People need power. People power. Get on the phone to the Prime Minister and tell him you want a Royal Commission.

Chris:                                         You want a Royal Commission, support her campaigning on that score. Good on you, Pauline. Thank you.

Pauline Hanson:                  Thanks, Chris. Bye.

Chris:                                         One Nation leader Pauline Hanson.